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2016年英语专业四级听力真题 对话2

宣布工夫:2018-04-03内容泉源:VOA英语学习网

CONVERSATION TWO

对话2

Questions 6 to 10 are based on Conversation Two.

请依据对话2答复第6题到第10题。

W: It says a growing number of students are making a major hole from the minute they enter the real world

女:听说越来越多的先生一进入社会就开端还债了,

W: because they are already, some of them, more than 100, 000 dollars in debt.

女:由于有些先生早就欠下了10几万美元。

W: With us now is Mark Spencer, he is the senior financial analyst for SBC Bank.

女:明天我们请到了SBC银行的初级金融剖析师,马克·斯宾塞。

W: Welcome to you.

女:欢送你。

M: Thank you. Nice to be with you.

男:谢谢,很快乐离开这里。

W: Now I guess there are two kinds of debts: good debt and bad debt.

女:债权分两种:良性债权和不良债权。

W: Where does this go?

女:先生债权属于哪一种?

M: Well, student loan debt is traditionally considered good debt,

男:嗯,先生债权普通属于良性债权。

M: but the problem for many students and their families

男:不外,让很多先生及其家庭忧愁的是,

M: is that the cost of colleges has been going up at 6 to 8% a year,

男:大学学费每年下跌6%到8%,

M: far faster than the income, far faster than the standard of living.

男:远远超越支出增长速率和生存程度进步的速率。

M: That means debt's taking on a bigger and bigger role in financing education.

男:这意味着假贷在提供教诲用度中发扬着越来越紧张的作用。

W: How much debt is too much debt for, for one student?

女:那么关于一个先生来说,过多的债权详细是几多?

M: Well, one guideline is that you look at the first year's salary in your field after graduation,

男:嗯,有如许一个办法,统计一下一个行业里应届生的人为,

M: and use that as a barometer, but even then...

男:用它作参照,不外即便……

W: Is that right?

女:这个办法无效吗?

M: Well, you are talking big payments even in that instance, for example, 30, 000 dollars worth of debt.

男:这种状况下触及的都是大笔债权的归还,比方,3万美元的债权。

M: If you are gonna repay that over 10 years,

男:假如你要在十年内还完,

M: you are talking more than 300 dollars a month at, in payments every month for 10 years.

男:每个月就要还300多美元,每个月都还,一共还10年。

W: But there're surely more than one way to get a loan for college.

女:但是取得大学用度存款一定另有其他办法。

W: There are government programs.

女:比方当局项目。

W: There are so many kinds of grants.

女:另有许多种补贴金。

W: What's, what's the best advice for people who are looking for these loans to try to keep themselves from going under.

女:那么关于那些正在为这些存款奔波的人,怎样避免本人生存担负过重,有什么发起吗?

M: I understand that loans are just one way of college finance.

男:我以为这些存款只是领取大学用度的一种方法。

M: Take advantage of the other opportunities.

男:发起应用好其他时机。

M: Things like a college savings plan, let, let you save on a tax advantage basis.

男:比方参加学费储备方案,还可以取得有利税率。

M: So you can put money away in these accounts and withdraw tax-free to pay for that education.

男:你可以把钱存在这些账户里,取出的时分就不必交税,间接拿去交学费。

W: So it's important to start early and that really reduces that reliance on debt later.

女:以是早做预备很紧张,如许厥后可以少假贷。

M: Another thing, leave no stone unturned, looking at grants, scholarships, even on-campus jobs.

男:另有,不要怕费事,积极搜集补贴金,奖学金或许校内兼职的信息。

M: I mean every dollar you get that way is seen as another dollar you don't have to borrow later.

男:如许你失掉一美元,就少借一美元。

W: The kinds of jobs that so many students, the fresh off students, like to go into, er, charity stuff, volunteer work.

女:许多先生,尤其是刚结业的先生,喜好去做慈悲集团或许意愿运动的任务。

W: This debt is eliminating a lot of that, isn't it?

女:如今由于债权,去做这些任务的结业生少了许多,对吧?

M: I think that's the social cost.

男:我以为这是社会应该担负的本钱。

M: Really, I mean, you know, when you consider that,

男:真的,我是说,你想想,

M: you know, people may pass up a rewarding career in charitable work, or non-profit organization

男:许多人会错过慈悲任务或许非红利构造中的十分故意义的任务,

M: because they have to get a higher salary someplace else to pay off that debt.

男:只是由于他们要选择其他单元的高人为的任务来还债。

W: Yeah, that's for sure. Mark Spencer, senior financial analyst from SBC Bank.

女:对,那是天然。马克·斯宾塞,SOC银行的初级金融剖析师。

W: Mark, good you could be here.

女:马克,感激您离开我们这个节目。

M: Thank you.

男:谢谢。

Questions 6 to 10 are based on Conversation Two.

请依据对话2答复第6题到第10题。

Question 6. What is the interview mainly about?

第6题 这个访谈节目标次要内容是什么?

Question 7. How does the cost of college education change every year?

第7题 大学教诲用度每年的变革是什么?

Question 8. What is used to measure student loan debt as a guideline?

第8题 可用作参考权衡先生债权的是什么?

Question 9. What is the advantage of joining a college savings plan?

第9题 参加学费储备方案有什么益处?

Question 10. What is the possible social cost of a college loan?

第10题 大学存款能够会带来什么样的社会本钱?

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